@keyframes phone-attention{0%,52%,to{transform:scale(1)}4%{transform:scale(1.07)}30%{transform:scale(1.03)}}@keyframes phone-ring{0%,15%,20%,to{transform:rotate(0deg)}5%{transform:rotate(-18deg)}10%{transform:rotate(18deg)}}@keyframes btn-spin{to{transform:rotate(360deg)}}:root{--color-primary:#0D3B6E;--color-primary-dark:#092D56;--color-primary-hover:#092D56;--color-primary-light:#EEF4FC;--color-bg:#F4F9FF;--color-bg-section:#EEF4FC;--color-bg-card:#FFFFFF;--color-bg-white:#FFFFFF;--color-text:#1C2B3A;--color-text-muted:#4A6080;--color-border:#D0E1F5;--color-accent:#E67E22;--color-error:#D32F2F;--color-success:#1565C0;--color-neutral-100:#F5F5F5;--color-neutral-200:#E8E8E8;--color-neutral-300:#C8C8C8;--color-neutral-500:#757575;--color-neutral-600:#4A4A4A;--color-neutral-900:#1A1A1A;--font-base:-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;--font-size-xs:0.75rem;--font-size-sm:0.875rem;--font-size-md:1rem;--font-size-lg:1.125rem;--font-size-xl:1.25rem;--font-size-2xl:1.5rem;--font-size-3xl:1.875rem;--font-size-4xl:2.25rem;--font-size-5xl:2.75rem;--line-height-tight:1.25;--line-height-base:1.6;--line-height-loose:1.8;--space-1:0.25rem;--space-2:0.5rem;--space-3:0.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-7:1.75rem;--space-8:2rem;--space-10:2.5rem;--space-12:3rem;--space-16:4rem;--space-20:5rem;--space-24:6rem;--container-max:1140px;--container-pad:var(--space-4);--radius-sm:4px;--radius-md:8px;--radius-lg:12px;--radius-xl:20px;--radius-full:9999px;--shadow-sm:0 1px 3px rgba(0,0,0,.08);--shadow-md:0 4px 16px rgba(0,0,0,.08);--shadow-lg:0 8px 32px rgba(0,0,0,.10);--transition-fast:150ms ease;--transition-base:250ms ease;--focus-ring:0 0 0 3px rgba(27,94,53,.35)}*,::after,::before{box-sizing:border-box;margin:0;padding:0}html{font-size:100%;scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,::after,::before{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}body{font-family:var(--font-base);font-size:var(--font-size-md);line-height:var(--line-height-base);color:var(--color-text);background-color:var(--color-bg);-webkit-font-smoothing:antialiased}img,svg{max-width:100%;height:auto;display:block}a{color:var(--color-primary);text-decoration:underline;text-underline-offset:2px}a:hover{color:var(--color-primary-dark)}ol,ul{list-style:none}button{font-family:inherit;cursor:pointer}:focus-visible{outline:2px solid var(--color-primary);outline-offset:3px;border-radius:var(--radius-sm)}.skip-link{position:absolute;top:-100%;left:var(--space-4);z-index:9999;padding:var(--space-3) var(--space-6);background:var(--color-primary-dark);color:#fff;font-weight:700;border-radius:var(--radius-md);text-decoration:none;transition:top var(--transition-fast)}.skip-link:focus{top:var(--space-4)}.container{width:100%;max-width:var(--container-max);margin-inline:auto;padding-inline:var(--container-pad)}@media (min-width:640px){:root{--container-pad:var(--space-6)}}@media (min-width:1024px){:root{--container-pad:var(--space-8)}}.section{padding-block:var(--space-16)}@media (min-width:768px){.section{padding-block:var(--space-20)}}.section--light{background:var(--color-bg-section)}.section--white{background:var(--color-bg-card)}.section--dark{background:var(--color-primary-dark);color:#fff}.section--accent{background:#fbf7ee}.section--green{background:var(--color-primary)}.section--green .section__header h2{color:#fff}.section--green .section__header .section__lead,.section--green .section__header p{color:rgba(255,255,255,.85)}.section--seo{background:var(--color-bg-section)}.section--divider{position:relative;overflow:visible}.section--from-green::before,.section--from-primary::before,.section--from-white::before{content:"";position:absolute;top:-1px;left:50%;transform:translateX(-50%);width:128px;height:64px;background-repeat:no-repeat;background-size:128px 64px;pointer-events:none;z-index:1}.section--from-white::before{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 128 64'%3E%3Cellipse cx='64' cy='0' rx='64' ry='64' fill='%23FFFFFF'/%3E%3C/svg%3E")}.section--from-green::before{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 128 64'%3E%3Cellipse cx='64' cy='0' rx='64' ry='64' fill='%23EEF4FC'/%3E%3C/svg%3E")}.section--from-primary::before{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 128 64'%3E%3Cellipse cx='64' cy='0' rx='64' ry='64' fill='%230D3B6E'/%3E%3C/svg%3E")}h1,h2,h3,h4,h5,h6{line-height:var(--line-height-tight);font-weight:700;color:var(--color-text)}h1{font-size:clamp(var(--font-size-3xl),5vw,var(--font-size-5xl))}h2{font-size:clamp(var(--font-size-2xl),3.5vw,var(--font-size-4xl))}h3{font-size:clamp(var(--font-size-xl),2.5vw,var(--font-size-2xl))}h4{font-size:var(--font-size-xl)}.text-muted{color:var(--color-text-muted)}.text-center{text-align:center}.text-sm{font-size:var(--font-size-sm)}.section__header p,.text-lg{font-size:var(--font-size-lg)}.font-bold{font-weight:700}.section__header{text-align:center;margin-bottom:var(--space-12)}.section__header h2{margin-bottom:var(--space-3)}.section__header p{color:var(--color-text-muted);max-width:60ch;margin-inline:auto}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-2);min-height:48px;padding:var(--space-3) var(--space-8);border:2px solid transparent;border-radius:var(--radius-full);font-size:var(--font-size-md);font-weight:700;line-height:1;text-decoration:none;cursor:pointer;transition:background var(--transition-fast),border-color var(--transition-fast),color var(--transition-fast),transform var(--transition-fast),box-shadow var(--transition-fast);white-space:nowrap}.btn:focus-visible{outline:2px solid var(--color-primary);outline-offset:3px}.btn--primary{background:var(--color-accent);color:#fff;border-color:var(--color-accent)}.btn--primary:hover{background:#cf6d17;border-color:#cf6d17;color:#fff;transform:translateY(-1px);box-shadow:var(--shadow-md)}.btn--primary:active{transform:translateY(0);box-shadow:none}.btn--outline{background:0 0;color:var(--color-primary);border-color:var(--color-primary)}.btn--outline:hover{background:var(--color-primary);color:#fff}.btn--ghost{background:rgba(255,255,255,.92);color:#0d3b6e;border:2px solid rgba(255,255,255,.92)}.btn--ghost:hover{background:#fff;border-color:#fff;color:#0d3b6e}.btn--lg{min-height:56px;padding:var(--space-4) var(--space-10);font-size:var(--font-size-lg)}.btn--sm{min-height:44px;padding:var(--space-2) var(--space-6);font-size:var(--font-size-sm)}.btn--full{width:100%}.site-header{position:sticky;top:0;z-index:100;background:var(--color-bg-card);border-bottom:1px solid var(--color-border);box-shadow:var(--shadow-sm)}.site-header__inner{display:flex;align-items:center;justify-content:space-between;gap:var(--space-4);height:68px}.site-header__logo{display:flex;align-items:center;gap:var(--space-3);text-decoration:none;color:var(--color-text);font-weight:700;font-size:var(--font-size-xl);flex-shrink:0}.site-header__logo-img{height:var(--logo-height-mobile, 32px);width:auto;max-width:180px;display:block}@media (min-width:640px){.site-header__logo-img{height:var(--logo-height-tablet, 36px)}}@media (min-width:1024px){.site-header__logo-img{height:var(--logo-height, 40px)}}.site-header__logo-text{font-size:clamp(1rem,2.5vw,1.25rem);font-weight:800;color:var(--color-primary-dark);letter-spacing:-.02em;line-height:1}.site-nav{display:none;align-items:center;gap:var(--space-6)}@media (min-width:768px){.site-nav{display:flex}}.site-nav__link{display:inline-flex;align-items:center;min-height:48px;font-size:var(--font-size-sm);font-weight:600;color:var(--color-text-muted);text-decoration:none;padding:0 var(--space-3);border-bottom:2px solid transparent;transition:color var(--transition-fast),border-color var(--transition-fast)}.site-nav__link--active,.site-nav__link:hover{color:var(--color-primary);border-bottom-color:var(--color-primary)}.lang-toggle,.lang-toggle__item{display:inline-flex;align-items:center;border-radius:var(--radius-full)}.lang-toggle{border:1.5px solid var(--color-border);padding:3px;gap:0}.lang-toggle__item{justify-content:center;padding:4px 10px;font-size:var(--font-size-xs);font-weight:700;letter-spacing:.05em;text-decoration:none;color:var(--color-text-muted);transition:color var(--transition-fast);line-height:1;min-height:28px}.lang-toggle__item--active{background:var(--color-primary);color:#fff;cursor:default}.lang-toggle__item:not(.lang-toggle__item--active):hover{color:var(--color-primary)}.lang-toggle__sep{color:var(--color-border);font-size:.65rem;padding:0 2px;user-select:none;pointer-events:none}.lang-toggle--mobile{padding:4px}.lang-toggle--mobile .lang-toggle__item{padding:6px 14px;font-size:var(--font-size-sm)}.lang-toggle--mobile-bar{border:1.5px solid var(--color-border);border-radius:20px;padding:3px 8px;gap:4px}.lang-toggle--mobile-bar .lang-toggle__item{padding:2px 5px;font-size:.75rem;font-weight:700}.lang-toggle--mobile-bar .lang-toggle__sep{font-size:.75rem;color:var(--color-border)}.mobile-controls{display:none;align-items:center;gap:8px}@media (max-width:767px){.mobile-controls{display:flex}}.a11y-trigger--mobile,.mobile-nav.is-open{display:flex}@media (min-width:768px){.a11y-trigger--mobile{display:none}}.nav-toggle{display:flex;flex-direction:column;justify-content:center;gap:5px;width:48px;height:48px;background:0 0;border:0;padding:var(--space-2);cursor:pointer;border-radius:var(--radius-sm)}@media (min-width:768px){.mobile-controls,.nav-toggle{display:none}}.nav-toggle__bar{display:block;width:100%;height:2px;background:var(--color-text);border-radius:2px;transition:transform var(--transition-fast),opacity var(--transition-fast)}.nav-toggle[aria-expanded=true] .nav-toggle__bar:nth-child(1){transform:translateY(7px) rotate(45deg)}.nav-toggle[aria-expanded=true] .nav-toggle__bar:nth-child(2){opacity:0}.nav-toggle[aria-expanded=true] .nav-toggle__bar:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.mobile-nav{display:none;position:fixed;inset:68px 0 0 0;background:var(--color-bg-card);z-index:99;padding:var(--space-5) var(--container-pad) var(--space-8);flex-direction:column;gap:var(--space-1);border-top:1px solid var(--color-border);overflow-y:auto}@media (min-width:768px){.mobile-nav{display:none!important}}.mobile-nav__link{display:flex;align-items:center;min-height:52px;padding:var(--space-3) var(--space-4);font-size:var(--font-size-lg);font-weight:600;color:var(--color-text);text-decoration:none;border-radius:var(--radius-md);transition:background var(--transition-fast),color var(--transition-fast)}.mobile-nav__link:hover{background:var(--color-bg);color:var(--color-primary)}.hero{position:relative;padding-block:var(--space-16) var(--space-12);background-color:var(--color-primary);overflow:hidden}.hero__img,.hero__picture{display:none}@media (min-width:768px){.hero{padding-block:var(--space-20)}}.hero--has-photo .hero__overlay,.hero__overlay,.phone-float span{display:none}.hero__inner{position:relative;z-index:1;display:grid;gap:var(--space-10);align-items:center}@media (min-width:900px){.hero__inner{grid-template-columns:1fr 420px;gap:var(--space-12)}}.hero__badge,.hero__title{margin-bottom:var(--space-5);color:#fff}.hero__badge{display:inline-flex;align-items:center;gap:var(--space-2);padding:var(--space-2) var(--space-4);background:rgba(255,255,255,.15);border-radius:var(--radius-full);font-size:var(--font-size-sm);font-weight:700}.hero__title{text-shadow:none}.hero__title mark{background:0 0;color:var(--color-accent)}.hero__subtitle{font-size:var(--font-size-lg);color:rgba(255,255,255,.88);text-shadow:none;max-width:55ch;margin-bottom:var(--space-8)}.hero__actions{display:flex;flex-wrap:wrap;gap:var(--space-4);margin-bottom:var(--space-6)}.hero__proof{display:flex;align-items:center;gap:var(--space-2);font-size:var(--font-size-sm);color:rgba(255,255,255,.8);text-shadow:none}.hero__proof-icon{flex-shrink:0;color:var(--color-accent)}.hero__right{position:relative}.hero__card{background:var(--color-bg-card);border-radius:16px;padding:32px;box-shadow:0 8px 40px rgba(0,0,0,.12);border:1px solid var(--color-border)}.hero__card-tag{font-size:var(--font-size-xs);font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--color-text-muted);margin-bottom:var(--space-3)}.hero__amount{font-size:clamp(2.5rem,5vw,3.5rem);font-weight:800;color:var(--color-primary);line-height:1;margin-bottom:var(--space-2);letter-spacing:-.02em}.hero__currency{font-size:60%;font-weight:700;vertical-align:baseline}.hero__amount-label{font-size:var(--font-size-sm);color:var(--color-text-muted);margin-bottom:var(--space-5)}.hero__divider{border:0;border-top:1px solid var(--color-border);margin-block:var(--space-5)}.hero__features{display:flex;flex-direction:column;gap:12px;margin-bottom:var(--space-6)}.hero__feature{display:flex;align-items:center;gap:var(--space-3);font-size:var(--font-size-sm);font-weight:600;color:var(--color-text)}.hero__card-badge,.hero__feature-icon{background:var(--color-primary-light);color:var(--color-primary)}.hero__feature-icon{width:24px;height:24px;border-radius:var(--radius-full);display:grid;place-items:center;flex-shrink:0}.hero__card-badge{display:inline-flex;align-items:center;gap:6px;font-size:.8125rem;font-weight:600;padding:6px 14px;border-radius:9999px;margin-top:4px}.hero__card-badge svg{width:16px;height:16px;flex-shrink:0}.hero__card-badge-dot{opacity:.5}.steps__grid{list-style:none;display:flex;flex-direction:column;gap:var(--space-4);padding:0 0 0 24px;border-left:2px dashed var(--color-border);margin:0 0 0 8px}.step{background:var(--color-bg-card);border-radius:16px;padding:32px;box-shadow:0 2px 12px rgba(0,0,0,.06);position:relative;z-index:1;display:flex;gap:var(--space-5);align-items:flex-start;text-align:left}.step__number{width:72px;height:72px;min-width:72px;background:var(--color-accent);color:#fff;font-size:2rem;font-weight:800;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0}.step__body{flex:1;min-width:0}.step__title{font-size:var(--font-size-lg);font-weight:700;margin-bottom:var(--space-3);margin-top:var(--space-2)}.step__desc{font-size:.9375rem;color:var(--color-text-muted);line-height:1.6;max-width:none;margin:0}@media (min-width:640px){.steps__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-6);padding-left:0;border-left:none;margin-left:0;position:relative;isolation:isolate}.steps__grid::before{content:"";position:absolute;top:calc(32px + 36px);left:calc(100%/6);right:calc(100%/6);border-top:2px dashed var(--color-border);z-index:0;pointer-events:none}.step{flex-direction:column;align-items:center;text-align:center;z-index:1}.step__number{margin:0 auto 20px}.step__title{margin-top:0}}.steps__cta{margin-top:var(--space-10);text-align:center}.info-grid{display:grid;gap:var(--space-4)}@media (min-width:600px){.info-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:900px){.info-grid{grid-template-columns:repeat(4,1fr)}}.info-card{background:var(--color-primary);border-radius:16px;padding:32px;box-shadow:0 2px 12px rgba(13,59,110,.2);display:flex;flex-direction:column;align-items:center;text-align:center;gap:var(--space-4)}.icon-circle{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:50%;background:var(--color-primary-light);color:var(--color-primary);flex-shrink:0}.info-card__icon{line-height:1}.info-card .icon-circle{background:var(--color-accent);color:#fff}.info-card .icon-circle svg{color:inherit}.info-card__title{font-size:var(--font-size-lg);font-weight:700;color:#fff}.info-card__desc{font-size:var(--font-size-sm);color:rgba(255,255,255,.75);max-width:none}.testimonials__grid{display:grid;gap:24px;align-items:stretch}@media (min-width:720px){.testimonials__grid{grid-template-columns:repeat(3,1fr)}}.testimonial{background:#fff;border:1px solid rgba(0,0,0,.06);border-radius:16px;padding:28px 32px;box-shadow:0 2px 12px rgba(0,0,0,.06);display:flex;flex-direction:column}.testimonial__stars{color:var(--color-accent);font-size:1rem;letter-spacing:2px;margin-bottom:var(--space-3)}.testimonial__quote{display:block;font-size:3rem;line-height:.5;color:var(--color-primary-light);margin-bottom:8px;font-family:Georgia,serif}.testimonial__text{font-size:.9375rem;line-height:1.7;color:var(--color-text);font-style:italic;flex:1;max-width:none}.testimonial__sep{border:0;border-top:1px solid var(--color-border);margin:16px 0}.testimonial__attribution{display:flex;flex-direction:column;gap:2px}.testimonial__name{font-weight:600;font-size:var(--font-size-sm);color:var(--color-text)}.testimonial__city{font-size:.8125rem;color:var(--color-text-muted)}.faq__list{display:flex;flex-direction:column;max-width:800px;margin-inline:auto}.faq__item{background:#fff;border:1px solid rgba(0,0,0,.06);border-radius:16px;box-shadow:0 2px 12px rgba(0,0,0,.06);margin-bottom:12px;overflow:hidden}.faq__question{width:100%;display:flex;align-items:center;justify-content:space-between;gap:var(--space-4);padding:20px 24px;background:0 0;border:0;font-size:1rem;font-weight:600;color:var(--color-text);text-align:left;cursor:pointer;transition:color var(--transition-fast)}.faq__answer a,.faq__icon,.faq__question:hover,.faq__question[aria-expanded=true]{color:var(--color-primary)}.faq__icon{flex-shrink:0;width:32px;height:32px;background:var(--color-primary-light);border-radius:50%;display:flex;align-items:center;justify-content:center;transition:transform .25s ease,background var(--transition-fast)}.faq__question[aria-expanded=true] .faq__icon{transform:rotate(180deg);background:var(--color-primary);color:#fff}.faq__answer{display:block;overflow:hidden;max-height:0;padding:0 24px;border-top:1px solid var(--color-border);font-size:.9375rem;line-height:1.7;color:var(--color-text-muted);transition:max-height .3s ease,padding .3s ease;max-width:none}.faq__answer.is-open{max-height:600px;padding-block:16px 20px}.faq__answer p{margin:0;max-width:none}.faq__answer a{text-decoration:underline;text-underline-offset:2px}.checker{background:#fff;border-radius:var(--radius-xl);padding:var(--space-10);max-width:640px;margin-inline:auto;box-shadow:0 8px 32px rgba(0,0,0,.12)}.checker__title,.policy-content ul li,.votum-badge__text h3{margin-bottom:var(--space-2)}.checker__subtitle{color:var(--color-text-muted);font-size:var(--font-size-sm);margin-bottom:var(--space-8);max-width:none;text-align:center}.checker__option{display:flex;align-items:center;gap:var(--space-4);padding:var(--space-4);border:1.5px solid var(--color-border);border-radius:var(--radius-md);margin-bottom:var(--space-3);cursor:pointer;transition:border-color var(--transition-fast),background var(--transition-fast)}.checker__option:has(input:checked){border-color:var(--color-primary);background:rgba(27,94,53,.06)}.checker__option input{accent-color:var(--color-primary);width:18px;height:18px;flex-shrink:0}.checker__result{margin-top:var(--space-6);padding:var(--space-5) 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